PHOTOVOLTAICS: CLEAN ENERGY THAT PAYS OFF

Photovoltaics is an electrical system consisting of modules that can transform solar energy into electrical energyby exploiting the properties of semiconductor metals such as silicon. It is precisely this production capacity that differentiates a plant photovoltaics from simple solar panels, which can only produce hot water. Most photovoltaic systems installed at private homes belong to the ‘grid-connect’ type, i.e. they are structures connected to the electricity grid (in this case, the AC distribution grid). These structures can feed the energy produced back into the grid after meeting the energy needs of the building on which they are located. The installation of a photovoltaic system is a particularly worthwhile investment, even if initially costly. The plant photovoltaics of the right size guarantees the energy needs of the building on which it is mounted. All extra electricity is fed back into the national grid and resold. The advantage is therefore twofold: you reduce your energy bill to zero and you make money by becoming an energy producer.

It is possible to pay for the installation of a system even in the absence of liquidity by taking out one of the many photovoltaic loans made available by banks for this purpose. These are subsidised loans at fixed or variable rates that, in some cases, even cover the entire cost of the intervention. The conditions under which loans are granted vary depending on whether the application comes from an individual or a business. Obviously, it is necessary to have the normal collateral required against the granting of a loan. It is also possible to combine the loan with an insurance policy that protects the financial institution from the risk of default. These loans are also aimed at the implementation of other interventions marked by energy saving and environmental protection.